Working with Defiance
Across every loan type, our process is built to move quickly, with clear decisions and responsive execution that outpace traditional financing. Our team brings real investor expertise and a straightforward approach focused on helping you move projects forward successfully.
Over 750 Loans Funded & $100 Million in Commitments
Our Process for Moving Your Deal Forward
A clear path from opportunity to funding.
We move quickly with clear decisions and responsive execution so you can secure the deal and keep your project moving forward.
1. Identify The Opportunity
Every deal starts with a viable investment. Whether you are acquiring a fix-and-flip or rental property, we align financing with your plan from the outset.
2. Share The Deal Details
Provide key information including purchase price, scope of work, and timeline. We use this to structure a loan that fits the project.
3. Review Structure And Terms
We evaluate the opportunity and deliver clear terms without unnecessary delays. In many cases, no appraisal is required, allowing for faster, more decisive underwriting.
4. Close And Move Forward
Once terms are finalized, we coordinate closing so you can secure the property and move into execution. Most loans fund quickly, often in less than 10 business days.
New Construction Loans
Built to keep new build projects moving.
Financing for real estate investors executing on ground-up construction projects. We focus on clear decisions, responsive funding, and flexible structures that support efficient builds from start to finish.
Fast Execution
Most loans fund in less than 10 business days. In certain scenarios, we have closed in as little as 24 hours.
Quick Answers
No appraisal required. Clear direction within 24 hours in most cases.
Flexible Structures
Low money down options available. Up to 90% loan-to-cost and 75% of after-repair value for strong scenarios.
Efficient Draws
100% reimbursement on construction draws, with most funded within 24 hours.
Scalable Approach
Staggered funding available for multiple projects to support construction efficiency.
Fix and Flip
Built for projects that need to move.
Bridge financing for real estate investors executing on fix-and-flip opportunities. Whether timelines are tight or the deal requires a more flexible structure, we focus on clear decisions and responsive execution so projects keep moving forward.
Fast Action
Most loans fund in less than 10 business days. In certain scenarios, we’ve closed in as little as 24 hours.
Quick Answers
No appraisal required. Clear direction within 24 hours in most cases.
Flexible Structures
Low or no money down options available. Up to 75% of after-repair value for strong opportunities.
Quick Draws
100% reimbursement on construction draws, with most funded within 24 hours.
Competitive Pricing
Rates starting as low as 9.99% for well-qualified projects.
30-Year DSCR
Rental Property Loans
Long-term financing built for rental investors.
DSCR loans designed for real estate investors building and scaling rental portfolios. We focus on clear structure, responsive execution, and flexible solutions that align with long-term investment strategies.
Faster Than Traditional Financing
Some DSCR loans have closed in as little as 14 business days. Most close within 4 to 6 weeks depending on the scenario.
Attractive Pricing
Rates below 6% are possible for well-qualified borrowers.
Cash-Out Flexibility
Cash-out is possible when property cash flow supports the structure.
Flexible Strategy Alignment
Ideal for BRRR strategies. Can be paired with a Defiance bridge loan for a more efficient transition from project to permanent financing.
Portfolio-Friendly Approach
Improved pricing available for larger portfolios and lower leverage structures.
Scalable Financing
Portfolio loans available up to $3 million for qualified investors.
Transactional Loans
Short-term financing for time-sensitive acquisitions.
Transactional loans designed for real estate investors who need to move quickly to secure a property. Whether you are closing same-day or navigating a short window, we focus on clear decisions and fast execution to help you get the deal across the finish line.
Fast Execution
Most loans fund in less than 10 business days. In certain scenarios, we have closed in as little as 24 hours.
Quick Answers
No appraisal required. Clear direction within 24 hours in most cases.
Flexible Structures
Low or no money down options available. Up to 80% of after-repair value for strong scenarios. Fees and interest collected at payoff may be considered.
Structured For Short Timelines
Fixed-cost structures available to support short-term opportunities, including same-day closings or transactions under 30 days.
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