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Straightforward answers to common borrower questions. We focus on clear decisions, responsive timelines, and a process designed to move your deals forward efficiently.

  • Yes. We are a direct lender and control our own capital, which allows us to make decisions in-house and move quickly.

  • In most cases, construction draws are funded within 24 hours.

  • Closings can happen in as little as one day. Most transactions close within 5 to 10 business days, depending on title readiness.

  • Generally no. In some cases, a minimum interest amount may apply. For shorter timelines, we can structure a fixed-cost approach.

  • Occasionally, for strong opportunities and experienced borrowers.

  • Most opportunities receive a preliminary decision the same day.

Testimonials

  • "I worked with Defiance Capital to finance my buy-and-hold rental. It was the fastest, most seamless real estate closing I’ve had in my investing career. Their rates were competitive, and their team was responsive and helpful throughout the process. I highly recommend them."

    — Jeremy Paul

  • "Defiance Capital makes deals happen. Every transaction is customized and tailored to meet your needs and support your business goals, so you can stay focused on the bigger picture of building your business."

    —Raymond Jnr Raymond

  • "Defiance Capital brings the same urgency and commitment to your deals that you do. The application process is straightforward, and the team is known for being responsive, easy to work with, and focused on getting deals closed efficiently."

    —Corey Scarpa

Residential neighborhood with homes representing real estate investment opportunities

OUR APPROACH

Expert investor lending - focused on execution.

Defiance Capital specializes in investor-focused financing for real estate projects where timing is critical and complexity is part of the deal. We deliver decisive underwriting, responsive execution, and creative lending solutions when traditional financing doesn’t fit.

We measure success by outcomes, not volume.

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Residential investment property in an established neighborhood